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Frequently asked questions from our customers

Here you will find answers to frequently asked questions about buying and selling real estate. Whether you are an owner looking to sell your home or a potential buyer searching for your dream home, we are here to help.

How long will it take to sell my house?

The length of time it takes to sell a house can depend on various factors, such as the condition of the house, its location, the current real estate market, and the chosen sales strategy. As a rule, it can take anywhere from a few weeks to several months for a house to sell.

The length of time it takes to sell a house can depend on various factors, such as the condition of the house, its location, the current real estate market, and the chosen sales strategy. As a rule, it can take anywhere from a few weeks to several months for a house to sell.

How much equity do I need to finance an existing home?

The equity required to purchase an existing home depends on various factors, including the purchase price, financing terms, and the individual requirements of the lender. However, as a rule, equity of around 20% of the purchase price is recommended in order to obtain favorable financing.

The equity required to purchase an existing home depends on various factors, including the purchase price, financing terms, and the individual requirements of the lender. However, as a rule, equity of around 20% of the purchase price is recommended in order to obtain favorable financing.

How do I find the right selling price for my property in Willich?

Thanks to our in-depth market knowledge, regional data, and experience with similar properties in Willich, we can work with you to set a realistic and transparent asking price.

Thanks to our in-depth market knowledge, regional data, and experience with similar properties in Willich, we can work with you to set a realistic and transparent asking price.

How does selling real estate with Hausmann Immobilien in Willich work?

From the initial meeting to the handover of keys, we accompany you every step of the way—with a clear process, professional preparation, and honest communication.

From the initial meeting to the handover of keys, we accompany you every step of the way—with a clear process, professional preparation, and honest communication.

How high should the annuity be for home financing?

The annuity should amount to a maximum of 35% of your net household income. This will give you sufficient leeway for other daily expenses and living costs.

The annuity should amount to a maximum of 35% of your net household income. This will give you sufficient leeway for other daily expenses and living costs.

How long is the term of a home loan?

The term of your home loan depends on various factors such as the amount of the monthly installment, the loan amount, and any possible special repayments. However, you can choose the duration of the fixed interest period yourself. In recent years, especially since the coronavirus pandemic, interest rates have risen steadily. We therefore recommend a shorter fixed interest period at this point in time.

The term of your home loan depends on various factors such as the amount of the monthly installment, the loan amount, and any possible special repayments. However, you can choose the duration of the fixed interest period yourself. In recent years, especially since the coronavirus pandemic, interest rates have risen steadily. We therefore recommend a shorter fixed interest period at this point in time.

How much does home financing cost?

The costs of financing a home are made up of various factors that you should take into account when planning your financing. These include:

The costs of financing a home are made up of various factors that you should take into account when planning your financing. These include:

  • The purchase price of the property
  • Incidental acquisition costs, such as real estate transfer tax, notary fees, and land registry fees
  • Financing costs, such as interest and fees for the loan
  • Ancillary construction costs, such as building permits, setting up the construction site, and construction management
  • Commitment interest incurred for undrawn loan amounts

Modernization or "sale to hobbyists"?

Renovations and modernizations can significantly increase the value of your property and appeal to more potential buyers. These include cosmetic improvements such as fresh paint and new flooring, kitchen and bathroom modernization, energy-efficient upgrades, curb appeal and landscaping, repairs and maintenance, professional cleaning, home staging, and inspections. In all cases, it is advisable to speak with a real estate expert to determine the best options for your specific situation and maximize your return on investment.

Renovations and modernizations can significantly increase the value of your property and appeal to more potential buyers. These include cosmetic improvements such as fresh paint and new flooring, kitchen and bathroom modernization, energy-efficient upgrades, curb appeal and landscaping, repairs and maintenance, professional cleaning, home staging, and inspections. In all cases, it is advisable to speak with a real estate expert to determine the best options for your specific situation and maximize your return on investment.

Sell with or without a real estate agent?

The decision of whether to sell your property with or without an agent depends on your personal preferences, your experience in the real estate market, and your availability for the sales process. An agent can offer you professional support, market knowledge, time savings, and access to professional networks. Ultimately, you should weigh the pros and cons and choose the option that best suits your needs and goals.

The decision of whether to sell your property with or without an agent depends on your personal preferences, your experience in the real estate market, and your availability for the sales process. An agent can offer you professional support, market knowledge, time savings, and access to professional networks. Ultimately, you should weigh the pros and cons and choose the option that best suits your needs and goals.

What happens if I don't renovate my house to make it more energy efficient?

If you do not renovate your home to make it more energy efficient, you may face financial penalties or other legal consequences, depending on the laws and regulations in your region.

If you do not renovate your home to make it more energy efficient, you may face financial penalties or other legal consequences, depending on the laws and regulations in your region.

What happens if the partners cannot agree on the division of the property after the divorce?

If the partners cannot agree on the division of the property after the divorce, this can lead to legal disputes. In this case, various steps can be taken: Mediation: The partners can engage a mediator to help resolve their differences. A mediator is a neutral person who helps to reach an agreement that is acceptable to both parties. Legal proceedings: If an agreement cannot be reached through negotiation or mediation, one of the partners can take legal action by going to court. The court will then examine the matter and make a decision on how the property is to be divided. Sale of the property: In some cases, the court may decide that the property should be sold and the proceeds divided if the partners cannot agree. Legal proceedings can be costly and time-consuming and are often associated with emotional stress. It is therefore advisable to seek alternative ways of resolving the conflict and to seek professional advice in order to find the best options.

If the partners cannot agree on the division of the property after the divorce, this can lead to legal disputes. In this case, various steps can be taken:

  1. Mediation: The partners can engage a mediator to help resolve their differences. A mediator is a neutral person who helps to reach an agreement that is acceptable to both parties.

  2. Legal proceedings: If an agreement cannot be reached through negotiation or mediation, one of the partners can take legal action by going to court. The court will then examine the matter and make a decision on how the property is to be divided.

  3. Sale of the property: In some cases, the court may decide that the property should be sold and the proceeds divided if the partners cannot agree.

Legal proceedings can be costly and time-consuming and are often associated with emotional stress. It is therefore advisable to seek alternative ways of resolving the conflict and to seek professional advice in order to find the best options.

What makes Willich so attractive as a place to live (and for prospective buyers)?

Willich offers a unique blend of nature, proximity to the city, and a quiet, established living environment. Willich is a sought-after location with a high quality of life, especially for families and commuters.

Willich offers a unique blend of nature, proximity to the city, and a quiet, established living environment. Willich is a sought-after location with a high quality of life, especially for families and commuters.

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